Water damage may not be an everyday occurrence, but it also only takes one storm to cause flooding damage to your home. And if you think your home insurance policy will be able to help, you may want to reread your policy. Flooding insurance is generally not included in your plan unless you've specifically added a rider into your policy. Insurance Pros of California Agency can help you sort out your options.
You're not typically required to have flooding listed in your home insurance policy, which is why many homeowners simply waive their right to it. They may think that the extra expense simply doesn't warrant the additional coverage. But consider how difficult it is to rid the home of water damage, and how extra moisture can lead to deadly conditions like mold. Insurance Pros of California Agency has witnessed the headaches our clients have faced simply because they didn't have flooding insurance. Without the extra coverage, they find themselves at a true loss of how to restore their home to its original glory.
Before you end up in a situation you regret, it may be time to give us a call today. We're not here to fill your head with horror stories, but we may be able to give you a much-needed sense of perspective as to how to handle different types of emergencies. Should you decide to add a flood insurance rider, we can help you find a level of coverage that makes sense for your home and budget. We won't send you pages upon pages of legal jargon. Instead, we'll take the time to explain each option to you so you can make a well-informed decision.
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