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Insurance Pros of California Agency

1455 Frazee Rd, Suite 534
San Diego, CA 92108

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California Condo insurance coverage

Condo Insurance

Condo Insurance in California& Texas

Condo insurance is often neglected or misunderstood. The typical condo insurance requirements can get a bit complex for an average condo owner to fully understand. For starters, the condo owners are protected by two different insurance policies. One is called the master policy for the condo association and the other is called an individual policy. The confusion often comes from not being able to understand the boundaries of these two types of insurance. In some unfortunate cases, this misunderstanding leads to large amounts of bills that have to be paid out of pocket. Both these types of policies come with a deductible. A professional insurance agency should be able to guide you to an insurance policy that doesn’t leave any gaps in between the two policies so that you are fully covered in any situation.

In any case, condo insurance has many benefits. It protects the policyholder against liability issues. The condo insurance can also cover you from loss of rental income or temporary housing in a situation where you are not able to rent the condo due to damage. If the master policy of the condo has been maximized, your condo insurance can kick in and take care of the bills.

It is highly recommended you contact a reputable and experienced insurance agency, such as Insurance Pros of California Agency serving California and Texas. Not only can we guide you to the policy best suited to your needs but also educate you so you are empowered to make informed decisions and have peace of mind of knowing what your policy actually covers. You can visit our website for our contact information. Our agents at Insurance Pros of California Agency are well-versed in the rules and regulations of California and Texas, and will be glad to assist you.

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